Habibie, Rudy, and Arida Mahmudyah. “Bad Credit Liability for Defaults on Fictitious Credit Agreements / Topengan: English”. Unram Law Review 7, no. 2 (October 30, 2023). Accessed May 18, 2024. https://unramlawreview.unram.ac.id/index.php/ulrev/article/view/290.