Prayuti, Y., Lany, A., Marpaung, Y. E. ., & Lorentzon, E. (2024). Legal Protection of Consumers from Personal Data Security Risks, Threats of Fraud and Phishing (Cybercrime) in E-Wallet Payment Systems. Unram Law Review, 8(2). https://doi.org/10.29303/ulrev.v8i2.354